In this post, I will explain the cost of living and scholarships in Australia. If you’ve been asking about “scholarships Australia cost of living,” or wondering how scholarships can help cover living expenses, then this post is for you. Cost of Living and Scholarships in Australia
Australia is one of the top destinations for international students. It is known for its high-quality education, diverse culture, and beautiful environment. However, the cost of living for students in Australia can be high depending on the city you live in, your lifestyle, and the university you attend. This is why scholarships are an important part of studying in Australia—they can help reduce financial stress by covering tuition fees and sometimes living costs.
In this guide, I will cover the typical living expenses for students in Australia, the types of scholarships available, and how these scholarships can help make your education more affordable. You’ll also learn about affordable universities in Australia that offer quality education at lower costs.
Let’s get started!
Overview of Studying in Australia
Australia has some of the world’s best universities, offering programs in a wide range of fields like engineering, medicine, business, arts, and more. The country attracts hundreds of thousands of international students every year due to its reputation for quality education and research.
However, the cost of living in Australia for students can be a concern. Australia is known for having a relatively high cost of living compared to other countries, but it varies greatly depending on the location. Major cities like Sydney and Melbourne are more expensive, while smaller cities and regional areas tend to be more affordable.
Top Benefits of Studying in Australia:
- World-class education: Australian universities are ranked highly globally.
- Diverse culture: Australia is home to a multicultural society, making it easier for international students to adjust.
- Post-study work opportunities: Australia offers work visas for students after they graduate, allowing them to gain work experience.
- Research opportunities: Many Australian universities are known for their cutting-edge research in various fields.
Average Cost of Living in Australia for Students
One of the key factors to consider before studying abroad is the cost of living. In Australia, the cost can vary widely depending on where you live, your personal spending habits, and whether you receive financial aid like a scholarship.
Typical Living Expenses in Australia:
| Expense Category | Average Monthly Cost (AUD) |
|---|---|
| Accommodation | $600 – $1,200 |
| Groceries | $300 – $600 |
| Transportation | $50 – $150 |
| Utilities (electricity, water, internet) | $150 – $300 |
| Entertainment | $100 – $300 |
| Health Insurance | $40 – $100 |
| Study Materials (books, supplies) | $50 – $200 |
These figures represent average costs for international students living in major cities like Sydney, Melbourne, and Brisbane. Students in smaller towns or regional areas might find their expenses lower.
Accommodation
Accommodation is one of the largest expenses for students. Options include student dormitories (on-campus housing), shared apartments, or renting private accommodations. Prices can range from $600 to $1,200 per month, depending on the location and type of housing.
In cities like Sydney and Melbourne, accommodation costs tend to be on the higher side. If you’re studying in smaller cities or regional areas, you might find cheaper options.
Groceries and Food
Groceries will typically cost you around $300 to $600 per month. This can vary based on your eating habits. Cooking at home is more affordable than eating out frequently, though dining at restaurants or ordering takeaway is common for students.
Transportation
Public transportation in Australia is generally efficient and affordable, especially if you live in a city. The average cost of transportation for students is around $50 to $150 per month, depending on how often you commute. Some universities are located within walking distance of housing, which can help reduce transport costs.
Utilities and Internet
Utilities such as electricity, water, and internet are additional living costs to consider. Depending on your housing arrangement, utilities can cost between $150 and $300 per month.
Health Insurance
International students in Australia must have Overseas Student Health Cover (OSHC). The cost of health insurance depends on the provider and coverage, typically ranging from $40 to $100 per month.
Entertainment and Miscellaneous
Entertainment expenses (movies, dining out, social activities) can range from $100 to $300 per month. Students often find ways to save by taking advantage of student discounts and free events offered by universities or communities.
Scholarships in Australia
Many students ask, “How do scholarships help with living costs in Australia?” Scholarships can play a crucial role in making your education in Australia more affordable. Not only do they help reduce tuition fees, but some scholarships also contribute to living expenses, helping international students manage their budget more effectively.
Types of Scholarships in Australia
Australia offers a wide variety of scholarships to international students. These scholarships are available from:
- Australian Government
- Universities
- Private Organizations
Australian Government Scholarships
The Australian government offers several scholarships to international students to promote education and build long-term ties between Australia and other countries. These scholarships are highly competitive and are based on academic merit.
Australia Awards Scholarships
These scholarships are funded by the Australian government and are available to students from developing countries. They cover tuition fees, living expenses, health insurance, travel costs, and more.
- Eligibility: Academic merit and alignment with Australia’s foreign policy.
- Benefits: Full tuition, travel expenses, health cover, and a contribution to living expenses.
Destination Australia Scholarships
The Destination Australia Program is designed to encourage both Australian and international students to study in regional areas. The scholarship offers up to $15,000 per year to cover living and study costs.
- Eligibility: Students who enroll in a university located in regional Australia.
- Benefits: Up to $15,000 annually for living and education expenses.
University-Specific Scholarships
Many Australian universities offer scholarships to international students based on merit, financial need, or specific areas of study. These scholarships can help reduce tuition fees and, in some cases, offer a stipend for living expenses.
Examples of University Scholarships:
- University of Sydney International Scholarships: Covers full tuition and offers a stipend for living costs.
- University of Melbourne Graduate Research Scholarships: Provides full tuition coverage, living allowance, and health insurance.
- Australian National University (ANU) Chancellor’s International Scholarship: Offers a partial tuition fee waiver and sometimes includes a living allowance.
Private Scholarships
In addition to government and university scholarships, there are several private scholarships offered by corporations, foundations, and other organizations. These scholarships may be based on academic achievement, leadership potential, or specific areas of study.
Some private organizations offer scholarships to students pursuing certain fields, such as engineering, health sciences, or environmental studies. These scholarships often cover tuition fees and provide additional funds for living expenses.
How Scholarships Help With Living Costs
Many scholarships in Australia are designed to cover not just tuition fees, but also living expenses such as accommodation, food, transportation, and study materials. This can make a huge difference, especially in cities where the cost of living is high.
For example, government scholarships like Australia Awards offer a monthly stipend to cover living expenses, while university scholarships may provide a lump sum to help with accommodation or other costs.
Affordable Universities in Australia
If you’re looking for affordable universities in Australia, there are several institutions that offer high-quality education at lower tuition costs compared to others. Some universities also offer generous scholarships and financial aid to international students.
Here are a few affordable universities in Australia that are popular among international students:
University of New England (UNE)
Located in Armidale, New South Wales, the University of New England is one of the most affordable universities in Australia. It offers competitive tuition fees, especially for students pursuing online degrees, and has scholarship programs to help reduce costs.
- Average Tuition Fees: $18,000 to $26,000 AUD per year (depending on the course).
- Location: Regional area, which also means lower living costs.
Charles Sturt University (CSU)
Charles Sturt University is another affordable option located in regional Australia, with campuses in Bathurst, Wagga Wagga, and Albury. The university is known for its strong focus on applied learning and offers several scholarships for international students.
- Average Tuition Fees: $22,000 to $28,000 AUD per year.
- Location: Regional campuses with lower cost of living compared to major cities.
Federation University Australia
Located in Ballarat, Victoria, Federation University is known for its affordable programs and small class sizes. The university offers several scholarships that help reduce tuition and living expenses for international students.
- Average Tuition Fees: $21,000 to $30,000 AUD per year.
- Scholarships: International student scholarships based on merit.
Southern Cross University (SCU)
Southern Cross University offers affordable tuition fees and is located in a more rural region, reducing the overall cost of living. The university offers undergraduate and postgraduate programs across various fields like business, law, and education.
- Average Tuition Fees: $22,000 to $32,000 AUD per year.
- Location: Regional New South Wales and Queensland.
Read Now Visa Requirements for Australian Tourists from Nigeria
Tips for Reducing Living Expenses in Australia
Although Australia can be expensive, there are many ways for students to save money and reduce their living costs. Here are some tips for international students on how to manage their budget effectively:
Choose Affordable Accommodation
One of the best ways to save money is by finding affordable housing. Consider living in shared accommodation or on-campus housing. Sharing rent with other students can significantly reduce costs. You can also look for housing in regional areas where rent is cheaper.
Cook at Home
Eating out frequently can be expensive. Cooking your meals at home can save you a lot of money. Shop at local markets and supermarkets where prices are lower, and plan your meals to avoid waste.
Use Public Transportation
Most cities in Australia have good public transportation systems. Get a student concession card to receive discounts on public transport fares. Walking or cycling to university can also save you money on transport costs.
Find Part-Time Work
Many international students in Australia take up part-time jobs to help cover living expenses. As a student, you are allowed to work up to 40 hours per fortnight during the semester and full-time during breaks. Part-time work can help you earn money for rent, food, and entertainment while studying.
Take Advantage of Student Discounts
Always carry your student ID with you, as many businesses in Australia offer student discounts. This includes discounts on transport, entertainment, restaurants, and even study materials. Look for student discounts when buying software, tech products, or tickets to events.
Budget Carefully
Create a monthly budget to track your expenses. Knowing exactly how much you’re spending on rent, food, transport, and other activities can help you avoid overspending and ensure you stay within your means.
Frequently Asked Questions (FAQs)
How do scholarships help with living costs in Australia?
Scholarships can help international students cover not only tuition fees but also living costs in Australia. Some scholarships, like the Australia Awards, provide a monthly allowance or stipend to cover living expenses such as rent, food, and transportation. Other scholarships may offer one-time payments or partial financial support for accommodation and other necessities.
Are there scholarships that cover both tuition and living expenses?
Yes, many scholarships in Australia cover both tuition and living expenses. The Australia Awards Scholarship is an example of a scholarship that covers full tuition fees, living allowances, travel expenses, and health insurance. Similarly, some university scholarships provide stipends to help with accommodation and daily expenses.
Can international students work while studying in Australia?
Yes, international students in Australia are allowed to work up to 40 hours per fortnight during the academic semester and full-time during holidays. Many students take up part-time jobs to help cover living expenses such as rent, food, and transportation.
What is the cost of living for students in Australia?
The cost of living for students in Australia can vary depending on the city and your lifestyle. On average, students can expect to spend between $1,200 and $2,500 AUD per month on accommodation, food, transportation, and other living expenses. Major cities like Sydney and Melbourne tend to be more expensive, while regional areas are more affordable.
What are the most affordable universities in Australia for international students?
Some of the most affordable universities in Australia include University of New England, Charles Sturt University, Federation University, and Southern Cross University. These institutions offer lower tuition fees compared to universities in major cities and are located in regional areas where the cost of living is lower.
How can I reduce my living expenses as a student in Australia?
To reduce your living expenses in Australia, you can choose more affordable housing, cook at home, use public transportation, take advantage of student discounts, and find part-time work. Creating a budget and tracking your expenses can also help you manage your finances more effectively.
Final thought
Studying in Australia offers many benefits, but it’s important to understand the cost of living and how scholarships can help make your education more affordable. Scholarships not only help reduce tuition fees but can also cover living expenses, making it easier to focus on your studies without worrying about finances.
With the right planning and financial support, you can have a fulfilling experience studying in Australia. Research available scholarships, apply early, and choose affordable universities and housing options to make the most of your time in this beautiful country.
About The Author
